10 Ways To Save Money – Save For What Matters

growing pile of money
Growing pile of money

A lot of us aren’t great at saving money. With all the technology advancements in the past couple decades it’s made it even easier for us to spend money on things we don’t need.

Amazon Subscribe And Save Program

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The Amazon Subscribe And Save Program is an easy way to save money. I’ve been using Amazon’s Subscribe And Save Program for about 3 years now because it’s an awesome, easy program and you save a lot of money especially if you’re an Amazon Prime member. When you’re a Prime member you unlock 20% off diapers! (To learn more about the subscribe and save program click here) (To learn more about the Amazon Prime Membership click here)

Use Coupons Any Time You Can

Another easy way to save money is by using coupons. Nowadays coupons are pretty easy to come by. You can get printable coupons on sites like coupons.com. That’s just an example though, there’s lots more online printable coupons.

Use Your Credit Card Wisely

Handing over credit card
Handing over a credit card for payment

It’s way too easy to spend money you don’t have when you’re carrying your credit card with you. Try to leave your credit card at home when you can. Another thing you should do is remove your credit card from your online accounts to make it less easy to impulse buy online. Make sure to shop around for credit cards before you apply for one, choose the one with the lowest fees.

Write A List Before You Go Grocery Shopping

When you need to go grocery shopping, make sure to write a list of the items you need and stick to your list. If you didn’t write it on the list it’s probably because you don’t need it. It’s also said that eating before you go grocery shopping is another way to save money because you’re likely to buy more than what you were going for when you’re hungry.

Do Price Comparisons

Make a habit out of checking your local grocery store sales each week so that you know where to shop for the best prices of the items you need to purchase. Some grocery stores have what they call “price match”. That means you can bring sales from other grocery stores and they’ll honor the price in the sale of it’s cheaper than their own items.

Learn And Master The 10-Second Rule For Shopping

The 10 second rule for shopping is one to know and live by. When you’re shopping and you pick up an item to put in your cart, hold it in your hand and ask yourself two questions; Do I need this? Why am I buying it? If you can’t answer either one of the questions then you put it back because you don’t need it.

Avoid Fast Food

Fast food, burger and fries
Burger and fries

Another reason to eat before going shopping is so you can avoid fast food. Fast food is expensive and it’s not good for you either. Don’t get me wrong, I indulge in some fast food once in a while but we all know it’s not good for us and it’s a waste of your money.

Get A Crock-Pot

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Crock-Pots are a great way to save money. What I like to do is make is spaghetti sauce or stew, etcetera (there’s tons of Crock-Pot recipes online) and I freeze some so that when I’m not feeling up to making supper one night all I have to do is grab a Tupperware bowl out of the freezer and reheat. Easy peasy! Plus, if you work all day you can set it in the morning and come home to a great smelling meal

Install A Programmable Thermostat

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Programmable thermostats are great because they help you save money on your energy bill. You can set schedules for when you’re home or gone and daytime or nighttime. Then there’s smart thermometers, if you download the app to your smartphone you can control it right from your phone and you can see energy consumption, schedules, etc. They even work with Alexa and Google Home. I have one and I love it.

Sell The Stuff You Don’t Need

Has it been a while since you’ve gone through your closet? Dresser? Storage? Basement? Garage? Yeah, there’s a lot of places we can store stuff and forget about it. Try going through your stuff and sell the stuff you don’t need. One tip I’ve been told when going through your stuff is to hold the item in your hand, if it doesn’t bring you joy you probably don’t need it. If you have a lot of stuff that you can sell, you could always make a yard sale. Another little extra for you is the fantastic feeling you’ll have from decluttering.

lots of stuff in shelves
Lots of stuff in shelves

To Sum Up

We all want to save money but some of us just don’t have the will power. If we apply some new strategies to our shopping habits and we’re determined to save it’ll help a lot. When you’re on the verge of an impulse buy, just stop and think of the reason you want to save money in the first place, it might steer you away. If you follow the tips above you’re going to start saving and you’ll feel great about it. Eventually it’ll be second nature because the longer you use your new strategies, the more it’ll become a habit.

Thanks for reading and if you have any questions or comments please feel free to leave them below and I’ll be more than happy to help you out.

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6 thoughts on “10 Ways To Save Money – Save For What Matters”

  1. These are great tips and all of them are definitely actionable. I particularly like the 10 second rule for shopping. I recently made an impulse buy, though it took me more than 10 seconds to decide to return it. It was more like 30 minutes. I’ll be sure to ask myself those 2 questions from now on.

    To save some money when I shop online, I buy it through rakuten.ca to get cash back.

    Reply
    • Hi Sonny! Thanks so much for visiting ☺️

      I’m glad you like my tips on saving money. I impulse buy too so when I found out the 10 second rule it was a game changer. I made sure to keep the tips simple and easy in order for them to be more helpful ☺️ I’m glad you were able to find some to use for yourself!

      Thanks a lot for your comment, I appreciate your time!

      Reply
  2. Wow!. And I thought I was frugal! Some really good money (and time) saving tip here. When you mention price comparison, is there a particular app or website that you use rather than taking note of prices.

    I used to take note using my iPhone but price changes and fluctuate from place to place quickly making it difficult to keep up.

    Something I do is take up the free delivery offer from my local supermarket is order online – It saves me time and gasoline!.

    Reply
    • Hi Derek,

      See, I wasn’t always so frugal but now that we’re a 5 person family I’ve had to learn. These are my favorite ways to follow.

      Where I live there are no apps for price comparisons or delivery so I just go through the weekly sales for the local grocery stores. When you know no other way, it works but I am pretty jealous of people who have apps and home delivery. That must be great!

      Thanks for visiting my site and commenting ☺️

      Reply
  3. Hey Melissa
    What a great post – as a former financial adviseer I was always trying to encourage people to save on the basics – a kind of “look after the pennies and the pounds will look after themselves:” type approach.

    Your post takes it one step further with some rad new ideas (new to me anyway).
    I particularly like the advice on Amazon Subscribe and save, coupons and the 10 second shopping rule.

    I love that last one.

    In fact just last night at about 11.00 pm (true story) I was craving for a snack – a packet of chips or something (anything) but because I hadn’t bought any at any point I went without – and not only did I survive I saved myself some money.

    I always apply your 10 second rule when shopping although I never thought of it as such.

    One thing I used to tell my prospective clients was to “pay yourself first”. By this I mean decide on a percentage and stick it away for a rainy day. The IRS doesn’t ask you if you can afford your tax rate – they merely deduct it. Your rent/mortgage repayment is determined by others.

    Ths was my selling point:

    if you earned $100.00 per month and saved $10.00 of that life would be tough – no tougher really than living on $100.00
    If you earned $100,000.00 per month and saved $10,000.00 of that life would still be comfortable on the $90,000.00 per month.

    It’s all in the mind – that’s where we really save.

    And finally if you could get 10% return on your money in the bank we would all jump on it – so why not use that 10% coupon.

    Great post – hope people sit up and apply.

    All the best
    Lawrence

    Reply
    • Hi Lawrence,
      I feel flattered that a former financial advisor has seen my post and liked it! I must be doing good ☺️

      Truth is, I had to get my budget in check for several reasons so I did a Google search a few years back and found so many helpful tips but there’s are the ones stack stuck the most. They’re just easy to adapt to so it’s easy to stick with it.

      I’ve done the same with the chips! Lol it always seems to hit late at night, doesn’t it?! I’m still sitting here typing this so I guess I lived through it too ☺️

      Your point does make a lot of sense. I like that a lot actually! We see it as not being enough but when you say it like this it really does ring true.

      Thanks a lot for your comment and your own tips ☺️ I appreciate your visit!

      Reply

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